8:00 to 11:00 am
Capital Allocation Through Volatile Times
Performance Trust Pre-Seminar

11:15 to Noon
Registration/Check-in

Noon to 12:45 pm
Buffet Lunch

12:45 to 1:45 pm
The Economy: Inflation, the Fed and the Consumer
By Greg Sweeney, Bell Bank

Inflation is impacting consumer purchasing power and overall economic strength. This session will cast a spotlight on the pivotal role played by the Federal Reserve, its mechanisms in managing inflation through monetary policies and interest rate adjustments. Sweeney will assess the impact of inflation on consumer behavior, spending patterns, and financial well-being. The interconnected dynamics lead to more valuable insights into the broader economic landscape and the factors shaping overall economic conditions.

1:45 to 2:05 pm
BREAK

2:05 to 3:00 pm
Leader for Tomorrow, Today!
By Robb Rempel, Haberfeld

Good leadership doesn’t just happen; it should not be taken for granted. The needs and expectations of the emerging workforce create new challenges that demand ownership attention now. Regardless of your position, leadership entails operating with integrity, adapting to the needs of others, and modeling expectations. In this interactive session, we will discuss how leaders can motivate their staff to prepare for increased competition, technological advancements, and generational differences.

3:00 to 3:50 pm
Maximizing Margin Expansion in a Dynamic Rate Environment
By Dan Marks, SRM Account Boost

The elevated interest rate environment and uncertainty of the future portends an opportunity for expansion of Net Interest Margin. NIM expansion is not a given, however, and the range of impact from one financial institution to another will be significant. Data analytics that reveal the intersection of portfolio and customer relationship factors is fundamental to developing a strategy that produces the most positive impact on NIM.

3:50 to 5:05 pm
Liquidity Planning and Housing Finance
By Kristina Williams, President, FHLB-Des Moines

Panelists:
Teri Keegan, Chief Financial Officer of Scale Bank, Minneapolis, MN.
Steve Bumann, Chief Investment Officer of BankWest, Pierre, S.D.
Jeff Plagge, Director of Northwest Bank, Spencer, Iowa.

Join us as we discuss the key recommendations made by the FHFA in their FHLBank System at 100: Focusing on the Future Report and our analysis of the potential impact to our members. We will also discuss the process moving forward, what to expect, and answer any questions you may have.

5:10 to 6:30 pm
Reception

Dinner on your own

7:45 to 8:30 am
Buffet Breakfast

8:30 to 9:30 am
Issues Impacting Banks in 2024
By Don Musso, FinPro

As a result of the recent volatility impacting financial institutions and to avoid more “surprises” on their watch, the regulatory world is deepening examination scopes resulting in a dramatic rise in CAMELS downgrades. Liquidity rules are being re-examined to bring them forward to a digital age. Capital is being risk assessed. Corporate governance expectations are rising and concerns over asset quality are taking center stage. These issues will be fully explored and practical solutions discussed.

9:30 to 10:45 am
Innovative Banking Drives Success
Moderator:
Michael Flaxbeard, Forvis

Panelists:
Chris Bornheimer, Bank of Orrick, Mo.
Melissa Eggleston, nbkc, Kansas City, Mo.
Ben Grimstad, Decorah Bank & Trust, Decorah, Iowa

Hear from three industry veterans on the forefront of innovative banking in the Midwest. Our panelists will share the trials and tribulations of disrupting community banking. Will their vision pan out? It is not all rainbows, butterflies and regulatory-free bliss but their journey may just spark the desire for change at your community bank.

10:45 to 11:15 am
BREAK

11:15 to 11:50 am
Breakout sessions

Session No. 1:
Understanding ESOP Essentials
By Paul Sirek and Rhea Hemish, Eide Bailly

Understand how ESOPs can be a win-win transition strategy for you, your bank, your employees and your community. Navigate the three critical stages of ESOP exploration and the profound mindset shift they bring. And discover how selling to an ESOp can secure your legacy, financial future and the well-being of your dedicated employees.

Session No. 2:
Staying nimble with commercial loan pricing
By Andy Morgan, Forvis

With the rapid increase in the prime rate over the last two years, coupled with intense competition for loans, many new loans are being quoted at 100 basis points or more below prime. Join Andy Morgan for an informative session to explore why we are seeing so much "prime minus" lending and how the use of a disciplined loan and relationship pricing model like LoanPricingPRO can help lenders respond appropriately.

Session No. 3:
Navigating the potential of open banking
By Kevin Schalk, Baker Tilly

Is open banking the future of the industry? As open banking gains momentum, it presents community bankers with opportunities as well as security concerns. Open banking is being driven by customer demand for seamless, rapid transactions. We'll discuss: the impact of open banking on your bank, security risks, and we'll assess benefits against the risks.

Noon to 12:50 pm
BHCA Awards Celebration luncheon

The Bank Holding Company Association, in partnership with BankBeat magazines, recognizes outstanding industry contributions from several industry leaders. This second annual leadership luncheon celebrates the industry’s amazing talent and exceptionally bright future.

12:50 to 1:45 pm
Luncheon presentation
The Intangible “It"
By Jack Stahlmann

Professional speaker Jack Stahlmann examines the “it” quality movie stars possess that you can’t quite put your finger on… or can you? By sharing humorous and humbling tales of his Tinseltown adventures, Mr. Stahlmann breaks down the “it” factor that makes certain actors’ superstars and shares how you can use those lessons to go from a small player to a star in your profession.

2:00 pm
Adjourn