11:30 am
Registration opens

Noon
Buffet lunch begins

12:40 - 12:50 pm
Welcome

12:50 - 1:40 pm
Fireside Dialogue
By Neel Kashkari, president of the Federal Reserve Bank of Minneapolis

Kashkari will share thoughts on the major economic issues of the day, in addition to taking questions on topics ranging from bank regulation, industry competition, M&A trends, and other topics raised by you, members of the audience.

1:45 - 2:55 pm
Ask the Expert panel
Tony Moch, Winthrop & Weinstine
Paul Ouweneel, Wipfli
John Reichert, Reinhart Boerner Van Deuren
David Heneke, CLA

Panel will summarize industry conditions as well as take your M&A questions.

2:55 - 3:10 pm
Break

3:10 - 4:05 pm
AOCI, Margin Compression and Liquidity Crunch… Opportunity? Yes!
Gary Svec, Performance Trust

Looking ahead to what may be coming, opportunities are currently available to mitigate future interest rate risk and to take advantage of options that help enhance shareholder value.

4:05 - 5:00 pm
Show Me The Money!
Craig Mueller and David Stieber, TruStar Advisors

Diving into the topics of shareholder liquidity, bank stock valuation and stock buybacks, our speakers will discuss options for tapping the value of your franchise without selling it. Also discussed: Alternative investment options including “pseudo” M&A transactions. 

5:00 - 6:30 pm
Reception

Dinner on your own

7:30 am
Buffet breakfast service begins

8:15 - 8:30 am
BHCA annual meeting

Conducted by BHCA President John Healey, Crown Bankshares, Edina, Minn.

8:30 - 9:30 am
Unique Partnerships
Scott Coleman, Ballard Spahr
Kelly Rachel, North Star Holding Company, Jamestown, N.D.
Steve Lindholm, Independent Bancshares, Inc, Excelsior, Minn.

Coleman will lead a discussion about multiple banks working together to purchase a single bank, and an interstate deal involving the purchase of a bank in another state. 

9:30 - 10:30 am
Tax Issues Affecting Bank Owners
Kara Cramer, Forvis Mazars

The tax environment for bank owners, buyers and sellers is changing, and this fall’s elections may cause further change. 

10:30 - 11:10 am
Break

11:15 to 11:50 am
Breakout sessions
Choose one of three options:

Session No. 1:
FedNow can enhance the value of your franchise
Dan Anthony, Federal Reserve Financial Services

Session No. 2:
How did fraud rise to the top of bank risk for 2024?
Kris St. Martin, CBIZ; Carolyn Purwin Ryan, Mullen Coughlin

Session No. 3:
Beyond The Core
Navigating the demands for new technology against the backdrop of audit, regulatory, and generational challenges
Jon Ichter, TS Partners
Benjamin Goldfield, TS Partners
Ryan Hooven, TS Partners

Noon - 12:50 pm
Lunch served

12:50 - 1:50 pm
The Economic Forecast
Dr. Elliot Eisenberg, The “Bowtie” Economist

Dr. Eisenberg discusses how GDP will perform, what interest rates will do, how the labor market will behave, how much will firms spend, how the residential housing sector and real estate in general will perform and how a whole host of other economic variables are bound to impact the economy this year (no sugar-coating), and why! Learn how to keep the (economic) forest in your view and not lose sight of the (data) trees!

2:00 pm
Adjournment