Opportunity in the community banking industry has rarely been so compelling, as innovations in technology, availability of capital, and dramatic changes in the economy create a vibrant investment environment for bankers and their shareholders. For more than a year, the global pandemic smothered much of the industry M&A activity; now, however, bank holding companies across the region and their owners are again engaging in conversations about potential mergers, asset sales, capital raising, mergers of equals, fintech partnerships and other “Opportunities for Growth.”
Plan to attend the 2021 Bank Holding Company Association Fall Seminar Oct. 4-5 at the Hyatt Regency Hotel in Bloomington, Minnesota for the premier event featuring education and information on the community bank M&A arena. We are returning to our live in-person format with a schedule that includes ample time for networking and reconnecting with established friends. Plus, a recorded version of all the sessions will be available for those who still prefer a virtual meeting.
The Fall Seminar will offer a detailed overview of current merger and acquisition conditions, an analytical view of the economy in the Upper Midwest as well as across the country, the environment for raising and managing capital, tax consequences for deal-makers, plus a careful look at details such as vendor contracts, insurance considerations, communications planning, plus lots more. We are pleased to feature nationally renowned presenters from firms such as The Hovde Group, Oak Ridge Financial, Sheshunoff, Fredrikson & Byron, Winthrop & Weinstine, Ballard Spahr, Eide Bailly, Performance Trust, United Bankers’ Bank and others.
This seminar concludes with a fascinating look at innovation from Sara Frasca, an expert on creativity in the workplace. Frasca blends improvisational qualities with bleeding-edge business savvy to bring a completely fresh perspective on unleashing creativity in your organization. Plan to invite your entire leadership team to join us for a celebratory luncheon focused on innovation.
[SOLD OUT] Plus, join us on the evening of Oct. 5 for dinner and a stage production of The Music Man at the Chanhassen Dinner Theatre. Spend a relaxing evening with friends enjoying one of the most enduring musicals of all time. Our transportation takes you to and from the theater from the Hyatt Regency. Our popular dinner and theater event is a great way to round out your Fall Seminar experience. Please note: Masks are required in the theater, when not eating or drinking.
Sheshunoff & Co. Investment Banking
John Adams serves as Head of Investment Banking for Sheshunoff & Co Investment Banking. John has been involved in over 100 successful merger transactions representing both buyers and sellers, focused on merger and acquisition advisory services, capital issuance and debt placement. His background includes buy-side and sell-side engagements, merger negotiation and structuring, financial analysis and industry research. Prior to joining Sheshunoff eighteen years ago, John spent four years with a Wall Street investment bank working in their Financial Institutions Group in New York. John has over twenty-two years of experience in financial services, valuing financial institutions and advising clients in the merger & acquisition process, involving both public and private institutions, as well as equity and debt underwriting.
John regularly presents industry and M&A updates at Sheshunoff conferences and has taught at the Wisconsin Graduate School of Banking. John obtained his Masters degree in mathematics and also holds a Bachelor of Business Administration degree in Finance. John is a registered representative with FINRA and holds the Series 24, 62 and 63 licenses.
Sarah Bacehowski is president of Mills Marketing, working in the firm’s Des Moines, Iowa office. With 20-plus years of experience in financial marketing, Bacehowski helps strategize, prioritize and implement ROI-driven marketing initiatives. Prior to joining Mills Marketing, she worked as a senior sales associate at Allow Marketing, New York City. She has a Master of Business Administration from Marylhurst University, a Master of Science degree in Communication Studies from Portland State University, and a Bachelor of Arts degree in Journalism and Mass Communication from the University of Iowa.
Curtis Carpenter is Senior Managing Director in the Investment Banking Division at the Hovde Group. Carpenter covers regional and community banks in the Texas marketplace, as well as other select markets around the country. Carpenter has a long track record in the community bank space, working for many years at Sheshunoff & Co. He also worked as Executive Director of The CEO Affiliation Program. Carpenter has been involved in almost 100 successful merger transactions representing both buyers and sellers. Earlier in his career, Carpenter helped direct the extensive merger and acquisition activity of a large regional bank holding company. His additional experience includes serving as CFO of a financial institution and the audit department of KPMG in Dallas. Carpenter is a registered representative with FINRA and holds the Series 24, 62 and 63 licenses.
David Heneke is a Principal at CLA, based in St. Cloud, Minn. Working in the Financial Institutions group, he is dedicated to certified audits, directors' examinations, internal audits and general control reviews. David began his career with CliftonLarsonAllen in 2005 and has 12 years of experience working with financial institutions. He has a Masters of Accountancy degree with an emphasis in management of information systems from the University of Iowa, Iowa City, and a Bachelor's of Business Administration degree with a major in accounting from the University of Iowa. He is a graduate of the Graduate School of Banking at Boulder, Colo.
Becki Drahota started Mills Marketing in 1975, and she’s as immersed in the business today as when she opened the doors. Her excitement about working in an industry she believes in, with people she cares about, and clients who are smart and dedicated, is truly contagious. When not transforming data points into excellent solutions for Mills’ clients, Drahota is speaking to bankers and directors nationwide, teaching leadership skills, and facilitating strategic plans. She is Chairman of the Board of Directors at Bank Midwest, Spirit Lake, Iowa. She serves on the board of trustees at Buena Vista College in Storm Lake, Iowa. She has an Executive MBA from the University of Nebraska, and is an honors graduate of Drake University.
John Fischer joined Eide Bailly in 1985 and works closely with a variety of financial institutions. Fischer is an expert on matters related to regulatory reporting or compliance. He is also an expert on branching, whether it be opening or closing a branch, or buying or selling one. His expertise includes preparing regulatory applications and accompanying forecasted financial statements for banks and bank holding companies, as well as managing and supervising tax compliance engagements.
Sara Frasca is an innovation expert with the curiosity of Galileo and the tenacity of a street fighter. Honing her skills in senior leadership roles in both corporate America and the world of start-ups, Frasca now serves as Chief Marketing Officer for FIREPROOF, a global business coaching firm. She helps organizations cultivate human imagination, build a culture of accountability, and solve complex problems to drive business growth. Frasca is the go-to resource for leaders seeking a competitive advantage and sustainable success. She helps leading organizations cultivate human imagination, build a culture of innovation, and solve complex problems in creative ways.
Prior to FIREPROOF, Frasca spent 13 years at General Mills in multiple leadership roles. She was also an account director at the interactive agency ePrize, leading the forefront of digital transformation for Fortune 500 brands. In addition to being a mother of five, Frasca is the founder and proud owner of Trasca & Co. Eatery and was named the 2017 Female Entrepreneur of the Year in Jacksonville, Fla.
CAITLIN B. HOULTON KUNTZ
Fredrikson & Byron
Caitlin B. Houlton Kuntz, a senior associate at Fredrikson & Byron, represents banks and other financial institutions in a variety of regulatory, mergers and acquisitions, and other transactional matters. In addition, Houlton Kuntz routinely negotiates critical contracts with bank vendors, including core processing agreements and drafts customer agreements. Having grown up in a community banking family, Houlton Kuntz has dedicated her practice to helping the community banking industry thrive. Prior to joining Fredrikson, she coordinated regulatory examinations and communications at a large national bank, focusing on safety and soundness, stress testing and corporate treasury.
Kirk Hovde is Managing Principal & Head of Investment Banking at Hovde Financial in Chicago. Hovde is responsible for leading the firm’s investment banking practice, as well as evaluating the financial and strategic options of financial institutions. In this capacity, Hovde performs financial analyses and valuations of banks and thrifts, assists in the facilitation of M&A transactions and capital offerings, and assesses the impact of national and regional trends on the financial services industry. Hovde is also a member of Hovde Group’s Management Operating Committee, which is tasked with the day-to-day management of the firm and implementation of the longer-term strategic plan and vision.
Prior to joining Hovde Group, Hovde was with Deloitte & Touche LLP in Chicago, where he provided assurance services to both public and private clients in a broad array of industries. These services primarily consisted of regular financial audit and Sarbanes-Oxley attestation engagements, but also included special projects for acquisitions and divestitures. Hovde, a native of Chicago, earned a Bachelor of Business Administration, double majoring in Accounting and Finance, Investment & Banking, from the School of Business at the University of Wisconsin, Madison. He is a Certified Public Accountant in the State of Illinois, has his series 7, 24, 63 and 79 FINRA licenses and has passed Level II of the CFA Program.
Joshua Juergensen is a principal with CLA. He works with banks and credit unions nationwide, managing audit engagements, directors' exams, external loan file reviews, internal audits, and other consulting services. He has a Bachelor of Arts Degree in Accounting and Legal Studies in Business from The University of St. Thomas, St. Paul Minn. In addition, he is a 2014 graduate of the Graduate School of Banking in Boulder, Colo.
For 25 years, Scott Coleman has represented banks and bank holding companies in connection with mergers, stock purchase transactions, branch purchase and assumption transactions, capital raising, corporate restructuring, branching, non-bank acquisitions, changes in bank control, and charter conversions.
He has also represented organizers seeking to form bank holding-companies, apply for deposit insurance, and charter new depository institutions. Scott has significant experience in a wide range of regulatory matters, including Reg O, Reg W, Reg Y, interstate banking, and branching, lending limits, Basel III, and regulatory capital guidelines. He also represents bank stock lenders and subordinated debt purchasers and advises financial institutions regarding liability for negotiable instruments under Articles 3 and 4 of the Uniform Commercial Code.
Brandon Koeser is a senior manager in assurance services, focusing on financial services at RSM US. He has nearly 14 years of experience serving clients across the country by providing industry-specific insights and thought leadership that allows them to stay at the forefront of the changes within their industry while also providing audit and risk advisory services, including financial statement audits, attest engagement services, operational risk assessments, and specialized compliance audits.
Koeser has worked with a variety of publicly and privately held clients in the financial services industry, including financial institutions and capital market firms. Koeser’s primary focus is on delivering timely, relevant information to his clients while also providing high-quality service on complex audit, accounting and operational matters by leading and directing engagements. A CPA, Koeser has a Bachelor of Accountancy form the University of North Dakota, and a Bachelor of Business Administration, banking and economics, from the University of North Dakota.
Suzanne Marra is a partner at RSM US with more than 27 years of financial advisory service experience and leads the Chicago office valuation practice. She also leads RSM’s financial institution and insurance valuation groups and focuses on the financial services industry as she serves as the firm’s Great Lakes regional industry champion for financial services. A CPA, Marra is an accredited senior appraiser with the American Society of Appraisers. She has a Master of Business Administration degree in economics from DePaul University, and a Bachelor of Arts degree in accounting and finance, magna cum laude, from Augustana College.
ANTON (TONY) MOCH
Winthrop & Weinstine, P.A.
Anton (Tony) Moch joined the Minneapolis law firm of Winthrop & Weinstine, P.A., in 2001 and is a shareholder practicing in the field of community banking. He has been involved in the chartering and formation of state and federal banks, and routinely works with and advises banking institutions and bank ownership on mergers and acquisitions, branch assumptions, corporate restructuring, bank expansion strategies, branching issues and the sale of banking organizations to third parties. Moch routinely advises his clients on bank holding company and bank subsidiary issues, bank management issues, permissible banking growth strategies and activities, capital issues, stock redemptions, shareholder agreements and ownership transfers.
Moch has extensive experience in bank compliance and regulatory issues, routinely assists banks with regulatory filings and applications, and works in close connection with his numerous contacts at the Office of the Comptroller of the Currency, FDIC, Federal Reserve Bank of Minneapolis, Minnesota Department of Commerce and various other state banking agencies. He also has substantial experience in drafting and negotiating third party vendor agreements for his banking clients.
United Bankers' Bank
James Nowak is Vice President-Risk Management at United Bankers’ Bank in Bloomington, Minn. Prior to joining UBB in early 2002, Nowak gained eight years of experience in the fields of Asset Liability Management and economic forecasting. During his banking career, he has worked for financial institutions as large as $5 billion in assets. Nowak developed and manages ALMEdge®, UBB’s asset/ liability modeling product. This product is currently used by more than 250 community banks in 14 states. Nowak hosts an annual users group conference which draws more than 200 community bankers from around the United States. Nowak is a former member of the faculty at the Graduate School of Banking at the University of Wisconsin, Madison, where he taught courses in Asset/Liability Management. Nowak has a Bachelor of Science degree in Finance from St. Cloud State University in St. Cloud, Minn.
Paul Sirek is an accountant at Eide Bailly, working from the firm’s Minneapolis office. He has focused on the financial institutions industry since 1995. He provides management consulting, tax planning and tax compliance services to financial institutions ranging from $50 million to more than $1 billion. Sirek assists financial institutions with merger and acquisition issues, including assistance and execution of bank sale marketing strategies, tax structuring of transactions and the regulatory application process.
Performance Trust Capital Partners
Gary Svec, managing director at Performance Trust’s Investment Banking Group, combines his financial institution background in accounting, taxes, regulatory compliance and operations to be a leader in total balance sheet analysis. He is a featured speaker at numerous banking, insurance and professional conferences and seminars throughout the United States. Svec is a leading investment banker nationally in capital transactions. He has partnered with dozens of community banks in the last few years, helping them raise over $500 million of capital.
Svec was the ninth person to join Performance Trust, serving as the first CFO of the company and became a regular instructor at Bond Training Camp(tm) (now Performance Trust University(r)). He left Performance Trust in 2000 to gain operational experience, first as CFO of PrivateBank in Chicago and then as CEO of two smaller banks in Illinois. He rejoined the firm in 2013. Svec began his career in public accounting at the firm of Crowe Chizek (now Crowe Horwath LLP), where he spent seven years working exclusively with community financial institutions doing all areas of auditing, tax and various consulting projects including loan review and regulatory compliance. Svec has a degree in Accounting from DePaul University and is a Certified Public Accountant. He is Series 63 and 79 registered.
Oak Ridge Financial
Craig Mueller has nearly 40 years of experience working with community banks. He joined Oak Ridge Financial in 2007. Mueller spent the first 13 years of his career at the American National Bank of St. Paul, initially as a commercial lender and later in its Investment Department. In 1992, Mueller joined Dain Rauscher, Inc., to start its Financial Institutions Unit.
Mueller is experienced in lending, investments, capital raising, M&A and board responsibilities; he attributes the Financial Institutions Group’s success to four decades of cultivating banking relationships. Mueller has assisted multiple investor groups form and fund de novo bank charters. He has also served on two bank holding company boards, which provided first-hand understanding of a board’s fiduciary responsibilities. Mueller has a Bachelor of Science/Bachelor of Arts degree in finance from Creighton University, Omaha, Neb.
Oak Ridge Financial
David Stieber joined Oak Ridge Financial in 2009 as managing director and co-head of its Financial Institutions Group. Stieber has 20 years of experience advising community banks on mergers and acquisitions, equity and debt capital raises, stock valuation and other general financial advisory assignments. During his career, Stieber has completed more than 100 assignments for community banks.
Prior to joining Oak Ridge, Stieber spent 10 years at RBC Capital Markets focused on banking. Most recently, he acted as a consultant to a major Midwestern financial institution working directly with senior management on M&A strategies, target identification and analysis. He started his career at Ernst & Young as a tax compliance specialist. Stieber has a Bachelor of Business Administration degree in finance from the University of Iowa, Iowa City; he is a Certified Public Accountant.
Michael Flaxbeard is a member of BKD’s National Financial Services Group and BKD National Higher Education Group. He has more than six years of experience providing audit and consulting services to both publicly traded and privately held financial institutions, including banks, credit unions, broker-dealers, investment funds and fintech firms. He has extensive experience with SEC reporting requirements and integrated audits under Section 404 of the Sarbanes-Oxley Act. Flaxbeard also has successfully assisted attest clients through the public registration process and is familiar with the reporting, regulatory and compliance requirements associated with an initial public offering.
For privately held financial institutions, he has significant experience with reporting requirements and integrated audits under Statements on Standards for Attestation Engagements No. 15 stemming from regulation by the FDIC Improvement Act. Flaxbeard is a graduate of Rockhurst University, Kansas City, Missouri, with a BS degree in accounting and an MBA degree.
Intact Insurance Financial Services
Craig Collins is president of Intact Insurance Financial Services, a part of Intact Insurance. Financial Services offers property and casualty, as well as specialty and excess coverages for commercial banks and others. Collins joined Intact (formerly OneBeacon) in 2005. He has more than 30 years of experience in the banking and insurance industry and has worked with financial services risks across the United States. Collins also spent time with Global Financial Risks at Lloyds of London.
Insurance Strategies, Inc.
Debra Forsaith is president of Insurance Strategies, Inc., an independent firm specializing in insuring community banks in the Upper Midwest. She has worked with community banks for more than 30 years and her areas of competency include risk assessment, policy analysis, coverage comparison, and program placement. Prior to founding Insurance Strategies in 2001, Forsaith worked at the former Firstar Corporation.
Lyle Alexander is a member of BKD’s National Financial Services Group and is the North Region financial services leader. He also serves on BKD’s Financial Services Committee providing leadership and guidance to the firm’s financial services practice. He is responsible for providing accounting, audit and consulting services for clients in the financial services industry. In addition, he leads the firm’s broker-dealer team.
He has provided business and accounting services for more than 25 years to financial institutions ranging in asset size from de novo to more than $20 billion. He has extensive experience with SEC filings, mergers and acquisitions, initial public offerings and integrated audits, and has assisted clients with internal audit outsourcing, enterprise risk management and private placement offerings as well as board and audit committee training sessions designed to educate directors on their fiduciary responsibilities. He is a 1995 graduate of University of Central Missouri, with a BSBA degree in accounting.
Marcia (“Marci”) Malzahn is the president and founder of Malzahn Strategic, a community financial institution management consultancy focused on strategic planning, enterprise risk management, treasury management, and talent management.
Marci has 30 years of banking experience, ten of those years as the EVP/CFO and COO of a community bank she co-founded where she oversaw all areas of operations. In her last year as EVP/COO/CRO, Marci created and focused on the bank’s enterprise risk management program.
Marci is the recipient of several professional awards, is a published author of four books, and an international bilingual keynote speaker, speaking frequently at banking and credit union conferences and associations as well as leadership and women’s conferences.
As a Certified Virtual Presenter, Marcia also provides online and onsite training for financial institutions. Marci is a certified life coach and a Certified Community Bank Director. She holds a B.A. in business management from Bethel University and is a graduate and faculty of the Graduate School of Banking in Madison, Wisconsin.
$399 per person
- $599 per person - non-member
$250 per person
- $400 per person - non-member
$200 per person
- $350 per person - non-member
Tuesday Lunch ONLY
$65 per person
- $75 per person - non-member
$299 per computer
- $399 per computer - non-member
* Virtual ONLY: You'll gain access to all recordings of all seminar sessions. Recordings will become available approximately one week after seminar.
Hyatt Regency Bloomington-Minneapolis provides travelers a quiet setting in an unbeatable location next to Mall of America. The Hyatt Regency Bloomington-Minneapolis offers 303 stylish guestrooms and suites designed for relaxation and convenience.
Heated Indoor Pool
Take a refreshing dip in our indoor heated pool located on the second floor of the hotel. As a hotel near Mall of America, Hyatt Regency Bloomington is perfect for families with kids offering fun amenities and a great location near Minneapolis attractions. Enjoy some time in the pool relaxing after a long day of business meetings or visiting Minneapolis area attractions. Our sparkling pool is always inviting and is a great way to relax and warm up during the winter months!
Indulge in a book or jump online to connect with the office. Having to travel away on business should not limit your productivity. At Hyatt Regency Bloomington-Minneapolis, we can provide the business traveler with a complete "mobile office" and assistance from dedicated hotel staff.
Stay active at Hyatt Regency Bloomington-Minneapolis. Our hotel offers a state-of-the-art fitness facility that ensures your workout routine will never be compromised. Hyatt’s complimentary 845 square foot StayFit™ gym features the latest high-tech cardio and strength-training equipment from industry leader Life Fitness® complete with flat-screen televisions.
Taste unique flavors at a variety of restaurants in Bloomington-Minneapolis. When you stay at Hyatt Regency, you will have easy access to hotel dining options as well as many local favorite restaurants in Bloomington, MN.