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BHCA Market Dashboard to give members analytical data Read More »
FED NOTES: Originally published in the Summer 2020 edition of Bank Owner magazine. By Ashley Brendemuhl The COVID-19 pandemic has affected financial institutions and their local economies in many challenging ways. Supervision staff at the Federal Reserve Bank of Minneapolis are focused on understanding these challenges and are conducting frequent outreach by surveying State
Navigating a Pandemic: Actions in the Ninth Federal Reserve District Read More »
FED NOTES: Originally published in the Spring 2020 edition of Bank Owner magazine. By Chris Riba Following the enactment of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA), lawmakers, regulators and banking organizations have increased their focus on right-sizing the regulatory landscape for smaller institutions. The supervisory agencies are currently implementing the community
Exploring community banking regulatory relief Read More »
FED NOTES: Originally published in the Winter 2019 edition of Bank Owner magazine. Many readers will be familiar with the required Supervisory, Structure, and Financial reports filed by holding companies and their subsidiary banks and nonbanks. However, the majority may be unfamiliar with the data we collect through voluntary reports and surveys. This article summarizes
By Leanne Kelly The Bank Holding Company Act, originally enacted in 1956, provides a framework for the supervision and regulation of all domestic and foreign companies that control a bank and the subsidiaries of such companies. Supervision and regulation of these entities has changed over time, and more changes are forthcoming as the Board of
Asset Size Thresholds for Supervision of Holding Companies Read More »
FED NOTES: Originally published in the Summer 2018 edition of Bank Owner magazine. Activities that generate noninterest income have always been an important component of a successful operating strategy for banks. The challenges posed by historically low interest rates and increased competition from new entrants in the banking marketplace are likely to continue, increasing the
Recent developments in noninterest income at commercial banks Read More »
By Darcey Quist FED NOTES: Originally published in the Spring 2018 edition of Bank Owner magazine. The Federal Reserve System is responsible for processing various applications and notices received from bank holding companies, savings and loan holding companies, and state member banks. Examples of transactions for BHCs and SLHCs include holding company formations, acquisitions and
Tips for filing applications and notices Read More »
